Services

Loan Programs

Conventional Fixed Rate Mortgage (FRM)

A fixed interest rate for the entire term of the loan, offering stability and predictability in your monthly payments.

FHA

A government-backed mortgage designed to assist first-time homebuyers and those with lower credit scores.

VA

Reserved for eligible veterans, active-duty military members, and their families, VA loans provide favorable terms, including low or no down payment requirements.

USDA Loans

USDA loans promote rural and suburban homeownership with low interest rates and no down payment for eligible borrowers.

Foreign National

Loans for non-resident foreigners buying property abroad often require special handling due to citizenship status.

Jumbo

Jumbo loans are for high-value home purchases that exceed conventional loan limits, allowing financing for larger properties.

Adjustable Rate Mortgages

Adjustable rate mortgage has fluctuating interest based on market conditions, with lower initial rates that can change.

Non-QM Loans

Non-standard mortgages offer flexible qualification guidelines for borrowers, not meeting Consumer Financial Protection Bureau criteria.

Refinancing

Replace your current mortgage with a new one to get better terms or rates and lower monthly payments or access home equity.

Support at Every Step

When partnering with The Hive Mortgage Solutions, expect a journey defined by understanding, expertise, and genuine care. Our dedicated team ensures a personalized experience, guiding you through every step of the mortgage process with clarity and precision. We pride ourselves on our ability to demystify complex financial decisions, providing you with clear, straightforward advice tailored to your unique circumstances. With The Hive, you're not just securing a mortgage; you're gaining a partner committed to transforming your dream of homeownership into reality, ensuring a smooth, supportive, and transparent journey from start to finish.